Bailey Green arrives in Key West just in time to discover that her old family friend Francine Shipton has been found murdered. Francine was planning on turning her home into a refuge for the homeless, and as a result, was far from popular with her neighbors.Once Francine’s son Zack installs Bailey in residence in the guest cottage as his mother had planned, he presses Bailey to help him find her killer.

Zack is loathe to suspect his neighbors: realtor Courtney Lusk, who’d like to become Mrs. Zack Shipton; Dr. Gravely, who operates a private clinic in his home; and funeral director Tucker Tisdale. Zack’s more inclined to suspect the new yardman, Mitch Mitchell who appears to be hiding a secret past. Bailey herself is falling for Zack, but as they cruise the Keys looking for clues, their relationship is threatened by their mutual suspicions of the possible suspects…and each other.